Privacy-first budgeting for expats. No bank login needed.
Keept is a privacy-first personal finance app built for expats, freelancers, and digital nomads. Your financial data stays on your device. No bank connection needed. If you sync between devices, everything is end-to-end encrypted (AES-256-GCM). Supports 125+ currencies with real-time exchange rates. Works offline. Free to start, Premium at $59.99/year (half what YNAB charges).
Expat managing expenses in multiple currencies across countries
Freelancer tracking income and expenses without sharing bank credentials
Privacy-conscious user who wants financial data stored locally, not in the cloud
Digital nomad who needs a budget app that works offline
Couple sharing a household budget across different currencies
6 ratings
Founder of Keept, a privacy-first personal finance app
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Comments
4Founder of Keept, a privacy-first personal finance app
I built Keept because I moved abroad and realized every budget app either requires a US bank connection or wants my financial data on their servers. Keept keeps your data on YOUR device. No bank login, no third-party access. If you sync between devices, everything is end-to-end encrypted. It supports 125+ currencies with real-time exchange rates, works offline, and costs half what YNAB charges ($59.99/yr, or free forever for core features). Built for expats, freelancers, and anyone who cares about financial privacy.
really good product nice
Software engineer
Thanks for your product
A fitness coach and building the smartest coaching assistant (assistantcoach.fit).Before that, achieved sub-10% body fat (to10percentbodyfat.com) and quit my job at Google.
The local-first approach is a strong trust signal, especially for the expat audience who are often forced to share bank credentials with apps that operate under different jurisdictions. The 125+ currency support with real-time rates is a genuine differentiator over YNAB and similar tools that treat multi-currency as an afterthought. One question: for couples sharing a household budget across currencies, how does the E2E encrypted sync handle conflict resolution when both people edit the same budget offline?